Rental Car Companies - Tricks Of The Trade

Rental Car Companies - Tricks Of The Trade

Have to rent a car? Perhaps you are on a business trip and have flown to your destination and need a car to get back and radiate to the office. Possibly your car has been bruised by a hit and run driver, and you are having to rent a car while yours is getting repaired. Whatever the basis for renting a car, please take heed to the message I am sending in this article. Rental car companies are unprincipled! I use the confabulation chicken seeing it is the nicest confab I can feel of to epitomize what some rental car companies do. Here are some very good tips to use when you are forced to advance a rental car.
1. First of all, make absolute your auto policy will cover a rented vehicle. Acknowledged are new policies out learned that have endorsements more to them that alleviate the insurance carrier from " contractual " liability a. k. a. rental car agreements.
2. Make direct, and I selfish make specific, you insist on a pre - rental vehicle inspection mode being filled out and get a signed copy of it from a rental company employee ( and that employee ' s business tab if possible ). This is normally a sheet that has a very simple picture of a vehicle on it which the rental company will rush you through stuffing out. They will normally ask you to place an " buss " anywhere on the picture where you gape damage on the vehicle.
3. During your pre - rental inspection of the vehicle, take your space! Don ' t let them rush you and do not miss materiality at all, no matter how diminutive it seems. I have experienced rental company employees suggesting that certain damages don ' t need to be written down on the inspection model owing to they are too petty to vexation about. Do not trust it. Write down everything. In actuality, here are some common areas people miss:
A. Windshield pay and cracks.
B. Stains or plaint in the interior upholstery.
C. Rock scratch on the front bumper cover or hood.
D. Scratches on the rear bumper.
E. Door handle on rear doors or passenger side doesn ' t operate.
F. Rearview return is loose.
G. Wheels have scuffs or scratches on them.
H. Antennae is broken or doesn ' t operate correctly ( if it is one of those up and down ones ).
I. Minor door dings.
4. If your insurance doesn ' t cover contractual liability, so either bite the bullet and purchase the " damage waiver " from the rental company, or be warned!
Okay, so the point is that you might not have coverage for damage to a rental vehicle, and precise if you do, make indubitable that the damage that is begun on the vehicle can ' t be claimed against your insurance policy. As an insurance adjuster for companies that excluded contractual liability and for companies that paid it, I have pragmatic some wacky claims made by rental companies. I won ' t nomen names, but some of the larger rental car companies are the worst about intricate to generate revenue by making what the industry would call " non - meritorious claims ", but not provable as fraud. Here ' s a new set of numbers reflecting a plot that I have empitic a hundred times or more...
1. The occupier rents a car ( doesn ' t stare any damage and daily just signed ice on a damage inspection pattern without equivalent knowing it or didn ' t consideration the wizened stuff ) and has an uneventful trip.
2. The rental vehicle is reciprocal to the rental company as it was before the trip.
3. The rental company now goes over the vehicle with a fine toothed comb and locates three door dings, convoluted scratches on the rear bumper, and three lucre in the windshield that have to be repaired. They get the damages estimated and total damages are $742. 00. On top of the repair cost, the vehicle will have to be in the shop for three or four days to get all the repairs done, and during the present the vehicle is in the shop, the rental company is " losing money " over they can ' t rent the vehicle out.
This is another $120. 00 of lost earning potential, and they might akin go to claim that the car since it has to be repaired will have suffered some inherent diminished amount. Oh, and don ' t blink administrative fees since of the week they had to spend preparing the claim and consonant, that ' s another $50. 00. They will crack whatever they can to make a lurch or two at your cost.
4. The rental company ( if you didn ' t get the destroy waiver ) and so makes a claim against your insurance company for the damages ( now at over $1000. 00 ) ethicalness the $100. 00 it cost them to get the extinguish appraised.
5. Your insurance company ( if able is no advocacy relieving them of contractual liability ), will have to " bias " the claim.
6. During the entertainment thing, your insurance company is supposed to contact you to survey if they can find out what happened ( equable though no matter what happened you owe the damages seeing of the rental guilt which says you do ).
7. Since you have no thought what happened and hadn ' t scan this apologue, so you don ' t have a exemplar of a pre - rental observation system exposition all the damages were present able, your insurance company will likely make a wherewithal for around $500. 00, the sensible cost of the action associated with repairing the rental vehicle.
8. If you broadcast your insurance company that the damages were adept when you rented the car, and they debris to pay the rental company, since the rental company will get unreasonable that their drollery didn ' t work, and they will dab to collect the money promptly from you, and could in line workout to get it on your credit if you don ' t pay. If that happens to you, my advice is to look interestedness your legal remedies under the unreal trade practices act or consult an attorney.
To adjust, by being " sneaking ", and being nifty to you when you are renting the vehicle as well as when you turn it back in, the rental company has taken advantage of your confidence in them, and either fixed all the indolent on their rental vehicle or smartly pocketed the money ( and will do the same fact on the same vehicle over and over again ). All done at the cost of your claims history and insurance premiums. Did you know that comparable if an accident is not your fault, it still counts against you if you have to use your own insurance? Most insurance companies dispense a point system to the type and duress of a claim.
If you get run into two or three times within a moment or two ( through no fault of your own ), or if you are the victim of pilfering or vandalism, you can pledge that you will be flagged as a high risk being of your " luck " and will eventually have a higher premium. Additionally most insurance companies have the right to just cancel your policy flat if you have an accident within the first 30 to 60 days of the policy term, uniform if the accident is not your fault. Don ' t let a rental car company trick you, quandary you, or cause your insurance rates or credit score to be negatively affected!
Justin Petty / Licensed All Lines Adjuster and Public Adjuster
My personal cell phone and e - mail are listed on my website, and I will personally answer my phone to address your questions or concerns. I work for the " toy man ", be it a runty business or an single. If you credit honesty and incorruption are a form of the past, research me. I am positively a horse of a mismatched color, so visitation my website and give me a call or drop me a line. I trust you will be surprised when I personally answer the phone. I am the founder and CEO of Petty Details, LLC, and I have the power to bend my own rules and prices for the use of justice. Establish your case!